Business Coverage

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Business & Commercial Insurance

  • Business Owners Policies - Store owners, Office Professionals, Wholesalers, Low Hazard Artisans, Offices, Retail Stores, Distributors, Habitational, Bars/Restaurants, Child Care, General contractors, Vacant Buildings, Truckers, Service, Hired on non-owned vehicle, Commercial crime and electronic data loss.

  • Commercial auto - covers vehicles used for Camps, Youth recreation, Child care centers, Events, Event Planners, Health clubs, Medical Transportation, Outdoor programs, Pest control, Sports and Fitness, Small fleet up to 20 power units and light, Medium & Heavy vehicles.

  • Commercial Umbrella - Covers up to $50 million and also protects against catastrophic loss.

  • Contractors - covers completed operations, Medical and Frie legal, HVAC, Cable installation, Alarm installation, Carpentry, Electricians, Handymen, Plumbing, Tree trimmers, CGL, Tools, Equipment, Roofers, Pool cleaning, Paper GC's, Also includes Additional insureds, Waivers, Primary non-contributory and Blanket Additional insureds endorsments.

  • Genral liability - coverage available for any limit.

  • Inland marine - covers Fine arts, Agriculture equipment, Builders risk, Contractors equipment, Vacant commercial buildings, Remodeling and Renovations.

  •  Equine liability - covers Horse boarding, breeding and training, horse racing facilities, commercial horse operations, farriers/blacksmiths, horse associations/clubs, horse farms and ranches, horse shows and rodeos, private horse owners & home based businesses.

  • Commercial Package Policy - covers Condo and HOA's, Commercial condo's, High Rise buildings, Repair garages, Service stations, Body shops, Car washes, Fast food, Fine dining, Banquet and Reception facilities, Caterers, Family restaurants, Manufacturing, Wholesale distributors, Retail, Hospitality, Healthcare, Shopping centers, Offices, Colleges, Real estate investors, 1-6 family units, Apartment houses, Churches, Convenience stores (Gas included), Halfway houses, Pawn shops, Liquor liability, Inflatable rental operators, Medical transportation and Pest control.

  • Professional liability - covers Insurance agents Errors & omissions, Directors & Officers, Corporate D&D, Medical Providers Protection, Property Managers Errors & Omissions, Real Estate Errors & Omissions, etc.

  •  Specialty lines (coverages can be customized) - Professional liability for third party administrators, Employment agencies, and Government agencies. - Accountant professionals and Accounting organizations, CPA's, Public Accountants, Enrolled agents, Tax preparers and Bookkeepers. - Architects & Engineers, Civil engineers, Land surveyors and Landscape architects. - Technology professionals, Consultants, Marketing, Health & Beauty and Creative industries.

  • Workers Comp - Contracting, Office, Retail, Service and Wholesale operations, Restaurant, Technology, Contractors, Institutions, Farming, Hotels/Motels, Gas Stations (exclude 24 hours), Garage Exposure, Residential artisan contractors, Automobile services, Legal, Accountants, Consulting, Computer Programing, Cultural and Educational institutions, Instrument manufacturing & Distribution.

  • Aircraft/Aviation - Corporate/Charter, Aircraft services, Airports & FBO's, Flight Training facilities, Aircraft & Avionics maintenance, Personal and Light Sport Aircraft.

ANDERSON ROGERS & ASSOCIATES, Licensed Insurance Firm